Jurisdiction Clause (Indonesian)

Notwithstanding anything contained to the contrary, it is agreed that the indemnity provided herein shall not apply to :

1. damages, to which the insurance applies, awarded by judgments delivered or obtained in the first instance otherwise than by a court of competent jurisdiction within the Republic of Indonesia;

2. costs and expenses of litigation recovered by any claimant from the insured which are not incurred in and recoverable in the Republic of Indonesia;

3. Cost and expenses incurred the insured in the defense of any claim outside the Republic of Indonesia

subject otherwise to the terms, conditions and exceptions of this policy.

Interruption of Civil Authority (BI)

This policy is extended to include the loss as covered herein during the period of time, not exceeding two consecutive weeks, when, as a direct result of an insured peril, access to any location or premises is prohibited by order of civil authority.

Internal Removal

It is understood and agreed that in the event that the removal of property from one building to another at any of the aforesaid premises is inadvertently not advised to the company, the insurance on such property remain in force.

The necessary adjustment in sum insured and premium will be made as from the date of removal as soon as the oversight is discovered.

Interest Removal Clause

It is understood and agreed that in the event of removal of property from one building to another at any of the aforesaid situations being inadvertently not advised to the Company, the insurance on such property shall follow removal, the necessary adjustments in sum insured and premium being made as from the date of removal as soon as the oversight is discovered.

Interest of Other Parties Clause

The interest of parties supplying property or materials to the main contractor or any sub contractor under a hiring, leasing or similar agreement is hereby noted but only extend that the main contractor or sub-contractor is required to include such interest.

Insured's Consultants

It is agreed that the insured's consultants and other professional advisors shall be deemed to be third parties.

Insurable Interest clause

The insurance by this policy extends to include the insured's insurable interest in work in progress or under manufacture or supply as a result of and to the extent of any and all progress payments made to the said manufactures or suppliers anywhere in the world and not otherwise insured.

Insufficiency of Packing Clause

In the event of a claim being made for loss or damage which is alleged to be caused by insufficiency or unsuitability of packing or preparation of the insured goods and/or merchandise and/or property, the Insurer(s) hereby agrees that it will not assert such alleged insufficiency or unsuitability as a defence against the claim where the packing or preparation was carried out by a party other than the insured and the insufficiency or unsuitability arose entirely without the insured's privity or knowledge

For the purpose of this Clause, "packing" shall be deemed to include stowage in a container, trailer or rail car.

Institute Radioactive Contamination Exclusion Clause 1/10/90

This clause shall be paramount and shall override anything contained in this insurance inconsistent therewith:

In no case shall this insurance cover loss damage liability or expense directly or indirectly caused by or contributed to by or arising from:

1. Ionising radiation from or contamination by radioactivity from any nuclear fuel or form any nuclear waste or from combustion of nuclear fuel

2. The radioactive, toxic, explosive or other hazardous or contaminating properties of any nuclear installation, reactor or other nuclear assembly or nuclear component thereof.

3. Any weapon of war employing atomic or nuclear fission and/or fusion or other like reaction or radioactive force or matter

Import Value Clause

In the case of any part of accessories of the motor vehicles not assembled in Indonesia is not available in the local market, then the liability of the insurers with regard to the loss of or damage to such accessories or parts is limited to the C & F value plus 10% import or clearing expenses of that accessories or parts concerned.

BELAJAR ASURANSI

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